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How we promote financial inclusion in the grassroot*
Our Loans
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Individual Loans
The Individual Loan program offers a minimum loan sum of #25,000, accompanied by a service charge of 0.3%. This program is designed with the objective of assisting micro-small business proprietors in fulfilling their continuous working capital requirements. Over a span of 50 working days, borrowers will have the opportunity to repay the loan through uniform daily installments.
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Group Loans
The Group Loan caters specifically to registered Trade Association Members seeking a tailored financial solution. This offering grants Trade Association members the chance to secure a loan facility aimed at fulfilling their working capital needs. The loan quantum spans from ₦100,000.00 to ₦1,000,000.00, accompanied by a 2.5% service charge per month. Repayment terms are adaptable, involving equal monthly payments across a maximum 12-month period.
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Small Business Loan
The SME Loan presents clients with the chance to secure more substantial credit facilities within the realm of Small & Medium Enterprises. The loan amount spans from ₦500,000.00 to ₦5,000,000.00, featuring a service charge of 4.5% per month. &The repayment structure is adaptable, with equal monthly payments extended over a maximum loan term of 12 months.