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Who are we?

Beam of Hope Empowerment Centre is a Non-governmental Organisation founded in September 2017 and registered with the Corporate Affairs Commission (CAC) in Nigeria with certificate number CAC/IT/NO 100796 to provide microfinance services to the member of the organisation across Nigeria. With the development of cutting-edge microproducts that transform lives, we are dedicated to advancing financial inclusion and empowering our members.

Our Product Offerings.

Individual loan

Individual Loan

The Individual Loan program offers a minimum loan sum of #25,000, accompanied by a service charge of 0.3%. This program is designed with the objective of assisting micro-small business proprietors in fulfilling their continuous working capital requirements. Over a span of 50 working days, borrowers will have the opportunity to repay the loan through uniform daily installments.

sme loan

Small Business Loan

The SME Loan presents clients with the chance to secure more substantial credit facilities within the realm of Small & Medium Enterprises. The loan amount spans from ₦500,000.00 to ₦5,000,000.00, featuring a service charge of 4.5% per month. &The repayment structure is adaptable, with equal monthly payments extended over a maximum loan term of 12 months.

group loan

Group loan

The Group Loan caters specifically to registered Trade Association Members seeking a tailored financial solution. This offering grants Trade Association members the chance to secure a loan facility aimed at fulfilling their working capital needs. The loan quantum spans from ₦100,000.00 to ₦1,000,000.00, accompanied by a 2.5% service charge per month. Repayment terms are adaptable, involving equal monthly payments across a maximum 12-month period.

Advisory Services

Advisory Services

We offer advisory services to business proprietors and traders, guiding them on how to effectively leverage micro-lending opportunities to achieve optimal profitability.

Training and Mentorship

Training and Mentorship

Furthermore, we extend a mentorship program tailored for small businesses and startups aiming to delve into micro-lending within suburban communities. With our expertise, we have effectively guided more than 15 startups, enabling them to establish a strong foundation in the micro-lending sector.

Bringing financial assistance to the grassroots level.

Beam of Hope