Who are we?
Beam of Hope Empowerment Centre is a Non-governmental Organisation founded in September 2017 and registered with the Corporate Affairs Commission (CAC) in Nigeria with certificate number CAC/IT/NO 100796 to provide microfinance services to the member of the organisation across Nigeria. With the development of cutting-edge microproducts that transform lives, we are dedicated to advancing financial inclusion and empowering our members.
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Our Product Offerings.
![Individual loan Individual loan](beamimage/2.jpg)
Individual Loan
The Individual Loan program offers a minimum loan sum of #25,000, accompanied by a service charge of 0.3%. This program is designed with the objective of assisting micro-small business proprietors in fulfilling their continuous working capital requirements. Over a span of 50 working days, borrowers will have the opportunity to repay the loan through uniform daily installments.
![Small Business Loan sme loan](beamimage/1.jpg)
Small Business Loan
The SME Loan presents clients with the chance to secure more substantial credit facilities within the realm of Small & Medium Enterprises. The loan amount spans from ₦500,000.00 to ₦5,000,000.00, featuring a service charge of 4.5% per month. &The repayment structure is adaptable, with equal monthly payments extended over a maximum loan term of 12 months.
![group loan group loan](beamimage/6.jpg)
Group loan
The Group Loan caters specifically to registered Trade Association Members seeking a tailored financial solution. This offering grants Trade Association members the chance to secure a loan facility aimed at fulfilling their working capital needs. The loan quantum spans from ₦100,000.00 to ₦1,000,000.00, accompanied by a 2.5% service charge per month. Repayment terms are adaptable, involving equal monthly payments across a maximum 12-month period.
![Advisory Services Advisory Services](beamimage/7.jpg)
Advisory Services
We offer advisory services to business proprietors and traders, guiding them on how to effectively leverage micro-lending opportunities to achieve optimal profitability.
![Training and Mentorship Training and Mentorship](beamimage/8.jpg)
Training and Mentorship
Furthermore, we extend a mentorship program tailored for small businesses and startups aiming to delve into micro-lending within suburban communities. With our expertise, we have effectively guided more than 15 startups, enabling them to establish a strong foundation in the micro-lending sector.